Skip to main content

Extract & Authenticate

The Extract & Authenticate module is the foundational component of Kamoa360 that automates the extraction and validation of financial statement data. It processes statements such as M-Pesa transactions and bank statements to extract headers and transaction details, validates the authenticity of the statements, and outputs the data in structured formats like CSV or JSON.

Key Features​

  • Header & Transaction Extraction:
    Accurately parses financial statements to extract key metadata (headers) and detailed transaction records.

  • Statement Authenticity Validation:
    Verifies that the financial statement is genuine and untampered, ensuring data reliability.

  • Structured Output:
    Returns transactions in easy-to-use, machine-readable formats such as CSV and JSON for downstream processing.

Benefits​

  • Ensures Data Reliability:
    Validates the authenticity of input statements, reducing risk from fraudulent or corrupted data.

  • Supports Data Science & Analytics:
    Provides clean, structured raw data for credit analysts and data scientists to develop robust decision models.

  • Facilitates Faster Credit Assessment:
    Automates manual data entry and verification tasks, accelerating onboarding and underwriting workflows.

Supported Input Formats​

  • PDF statements from M-Pesa
  • PDF statements from M-Pesa Till
  • PDF statements from the top 7 Kenyan Banks

Output Formats​

  • CSV (Comma-Separated Values)
  • JSON (JavaScript Object Notation)

Typical Use Cases​

  • Preprocessing financial statements for credit risk modeling
  • Feeding structured transaction data into automated underwriting systems
  • Enabling fraud detection by verifying statement authenticity
  • Supporting KYC processes with validated financial histories

Integration​

The Extract & Authenticate module can be accessed via:

  • API: For automated integration into existing workflows and systems
  • Portal: Manual upload interface for non-technical users
  • SDK: Embeddable software development kit for custom applications